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THE PROBLEM
87% of consumers say they would give up shopping if the payment process was "complicated".
Card operators report over 15% of "abandoned" baskets in online stores due to difficulties with authorization.
Attacks with unauthorized transactions in the online environment are multiplying in the pandemic environment.
THE SOLUTION
Through open banking, shopping in an e-shop is fast, and the process logically leads to payment.
And that means more shoppers to become customers.
PRODUCTS AND BENEFITS
Open banking reduces fraud in e-commerce.
When paying with open banking, no card is required to make a payment. This means that fraudsters using stolen data to access other people's cards become powerless. Users use face recognition, fingerprint or other secure method to log in to their mobile app or online banking via their own device to approve transactions.
This makes shopping in an e-shop more secure.
The problem with payment when returning goods is solved
Thanks to open banking, merchants control the refund process from start to finish. Payments are direct. There are no intermediaries. There is no delay. The traditional recovery usually takes up to five working days, and in open banking it can take less than one.
Payments with open banking reduce card payment fees
Transaction fees affect all companies that accept card payments. This reduces profit margins and in some cases burdens the user with the transaction fee. Payments with open banking allow these fees to be reduced for the benefit of all companies and consumers.
Reduced costs
Seamless integration
No fees for unsuccessful and failed transactions
Reduce online fraud
Fully digital experience
Direct checkout
Improved reporting
Reduced costs
No fees for unsuccessful and failed transactions
THEY TRUSTED OUR SOLUTION
Рационализирайте плащанията с безпроблемна интеграция, сигурност и ефективност на отвореното банкиране. Иновативен начин да отговорите на очакванията на вашите клиенти за плащане.
Може да ни намерите като интегриран платежен метод IRIS Pay By Bank в следните платформи:
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